Yes. The U.S. Department of Veterans Affairs (VA) provides many benefits to the spouses of veterans with a 100% disability. These benefits also include additional monthly compensation for vets with other dependents like children or parents. If your partner has such a disability rating, you can seek various VA benefits even after their death.
Do Spouses of Disabled Veterans Get Healthcare Benefits?
If your spouse has a 100% disability rating, one benefit you can get is healthcare. VA, through TRICARE, provides healthcare benefits to dependents of disabled vets, including their spouses. Depending on your eligibility, you can enjoy various health programs such as:
- Health plans
- Dental plans
- Prescription medications
- Special needs programs
If you do not qualify for TRICARE, you may get medical benefits through the Civilian Health and Medical Program of the Department of Veteran’s Affairs (CHAMPVA). This program will cover some healthcare expenses such as treatment and medications.
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Education and Training Benefits for Spouses of Disabled Vets
Paying for schooling after your veteran spouse suffers a disabling condition can be challenging. VA provides education benefits to partners or children of vets with a 100% disability or those who died in the line of duty.
The educational funds you receive can help cover tuition fees, housing, books, and other supplies.
What Happens if Your Spouse Dies With a 100% Disability?
If your partner dies with a 100% disability, you may qualify for Dependency and Indemnity Compensation (DIC). This refers to tax-free monthly benefits sent to the surviving spouses of disabled veterans. Per VA, the base compensation you can receive in 2022 is $1,437.66 per month.
However, your monthly check may read a higher amount due to various factors. For example:
- If your spouse had a 100% disability for at least eight years before their death and you were married to them for all eight of those years, you can get an additional $305.28 per month.
- If you have a disabling condition that requires regular help with daily activities, you can receive an additional $356.16 per month.
- If you cannot leave the house due to your disability, you may receive an additional $166.84 per month.
- If you have minor children, you can get an additional $306.00 per month for the first two years after your spouse’s death, as well as $356.16 per month for each dependent child.
What Is a VA Survivors Pension?
VA survivors pensions are payments made to spouses and dependents of deceased veterans. However, if you have remarried or earn an income higher than the eligibility limits set by Congress, you may not qualify.
Like the DIC benefits, survivors’ pension payments are made monthly. The amounts may also change depending on the rates set by Congress.
Since the survivor’s pension benefit is only available to spouses of vets who served during specific wartime periods, it is vital to confirm if your partner was in this category. Contact VA for more information about their deployment history if you are unsure.
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What Are Other Benefits Available to Spouses of Deceased Veterans?
As a spouse of a deceased veteran who had a 100% disability, you can get more benefits from VA, such as:
Free Career and Educational Counseling
Such guidance can help you select a field matching your interest and goals.
This includes a wide range of services to help you readjust to life after your partner’s death, such as financial advice and will preparation services.
Home Loan Programs
Paying for housing after your spouse passes can be tricky, especially if you have a mortgage. VA provides partners of veterans who had a 100% disability with home loan programs.
These allow you to seek financing to buy a new home or fund an existing one. You may also use the money to renovate and remodel your property if you have a physical impairment.
To qualify for this benefit, you must present a Certificate of Eligibility to financiers. You must also meet the lender’s income and credit requirements.
A Lawyer Can Help You Determine What Benefits Veteran Spouses Get
If you are the spouse of a 100% disabled vet, it is vital to understand the benefits you can get from VA. You should also confirm what you may be eligible for if your partner is deceased or was in active service during a specific period.
A disability attorney can help you determine eligibility for various VA benefits. They may also guide you in filing a decision review process or seeking retroactive benefits. Call today for answers to your questions.